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Wow, what a year!

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Today I opened my letter from my financial consultant, Dick Young. The letter was obviously well constructed very cleverly stating numerous issues for the demise of my mutual funds and RRSP's through the Investors Group.

Of those issues the letter goes onto state credit issues was a big factor in the loss of equity.

The letter goes on to state, "Although you will likely see a decline in the value of your portfolio on your December 31, 2008 statement...". I would assume from this letter, that Investors Group is becoming prepared for the onslaught of calls/complaints they will receive from furious investors who have seen their equity shrink.

While I won't be cashing out if I did take a big hit, at this point in time I don't want to see my statement!

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